Northstar Location Services Can Potentially Harm Your Credit Unless You Protect Yourself.

[caption id="attachment_3273" align="alignleft" width="160"]Northstar Location Services If you have northstar location services debts on your credit reports you score can be seriously negatively impacted. Luckily, there are steps you can take to reverse the damage.[/caption]

Is North Star Capital Acquisitions Making Your Phone Ring Off the Hook?

The next phase of their plan may be ruining your credit with collection items.

These items are easy for North Star Capital Acquisitions to add to your credit report, and they will lower your credit score for up to 7 years.

Who is North Star Capital Acquisitions?

North Star Capital Acquisitions is a debt collector from the state of New York.

This company has a reputation for being very aggressive when pursuing repayment on the debts they have purchased.

They will probably call you every day, sometimes more than once, until you dread answering the phone. They may try to scare or intimidate you with threats of lawsuits, and they will almost certainly ruin your credit.

How to Contact North Star Acquisitions


220 John Glenn Drive, #100

Amherst, NY 14228

Telephone: 1-800-479-6011 or (716)-213-0674 or (716)-799-8000

Fax: (716)-213-0680 or (716)-213-0681

Many consumers have reported issues with Northstar Location Services. Frequent complaints include harassing phone calls, a reluctance to put matters in writing, and high-interest payment plans.

Unfortunately, these tactics are common to many debt collection companies, not just Northstar Location Services. That's why it's so important to understand your consumer rights and know you can resist high-pressure, aggressive tactics from debt collectors.

The first debt collection law you should be aware of is the Fair Debt Collection Practices Act. This act is designed to protect consumers and keep them from being harassed or tricked by debt collectors.

Under this act, debt collectors may not call you just to harass you, call before 8 am or after 9 pm, call you directly once they know you've hired a lawyer, or call your work if you've told them not to.

Debt collectors are also forbidden to send mail designed to trick you into believing it is a real legal notice. They also cannot refuse to identify themselves and their company properly when asked, and they cannot make groundless threats of legal action.

While in some cases, debt collectors can take you to court and win the right to legal actions such as wage garnishment or asset seizure, most of the time, it isn't worth the trouble. They may threaten to garnish your wages, but if they don't really intend to sue, or if they couldn't win the case if they did, the threat is illegal.

If you think that your debt collector is violating the Fair Debt Collection Practices Act, start keeping a log of all your communications. If possible, you can even record the phone calls. Having this kind of record of violations can help you or your lawyer negotiate a settlement.

The other debt collection law you need to understand is the Fair Credit Reporting Act. This is the part of the law that protects your credit score from unfounded damages. Under this act, debt collection companies cannot report inaccurate, invalid, or expired debts to the credit bureaus. If they do, you can easily petition to get the corresponding collection item removed.

Possible causes for an invalid debt include: incorrect balance, debt in someone else's name, previously paid in full, discharged in a bankruptcy, expired statute of limitations, and identity fraud.


The client experience depicted on this website is 100% factual, documented, and verifiable.Only the first name of the person depicted above has been changed to protect her identity.The average result of a Lexington Law client is 10.2 removals by month 4 across three credit bureau reports.We serve as an advertising agency for a third party. We are compensated when visitors take certain actions such as signing up for paid services.