[caption id="attachment_3263" align="alignleft" width="160"] If you notice that ncc business services accounts have been tagged onto your credit profile then you may have also noticed that your score has taken a nose dive. Don't worry you can fix your situation here.[/caption]
Are You Receiving Unwelcome Attentions from NCC Business Services?
If NCC Business Services has initiated collection activities against you, they will probably also ruin your credit by adding collection items to your credit report.
This will keep your credit score low for up to 7 years.
Who is NCC Business Services?
NCC Business Services is a Florida debt collection company.
They often use the same kinds of questionable debt collection practices employed by other companies in their field.
For example, they may harass you over the phone about your debts, try to contact your friends or family to embarrass you, or make hollow threats of taking you to court over your debts.
How to Contact NCC Business Services
3733 University Boulevard West, Suite 300
Jacksonville, FL 32217
When people get targeted for debt collection by companies like NCC Business Services, they often make several key mistakes that could end up costing them time and money later.
The first mistake people make is to ignore the situation, or procrastinate. It's a natural response, but obviously it is not productive. Debt collectors will not just give up and go away on their own, so you need to figure out an action plan for dealing with them.
The next mistake that many people will make is to try to reason with the debt collector. Don't waste your time on this! If you have a real concern about the validity of the debt in question, hire a lawyer and put your concern in writing.
Don't discuss it over the phone with a debt collection agent. They don't want to hear anything that will interfere with their ability to get a commission on your account. They are completely immune to your sad story about your financial situation so don't even try!
Occasionally, people will agree to a payment plan and then give the debt collector their bank account information. Huge mistake! A reputable debt collector will not require you to give them access to your bank account. If they insist, something is wrong, and you may even be getting scammed.
Another common mistake is failing to initiate debt validation. Most people don't even know this process exists! Within 30 days of receiving your first collection notice, you can start a process that will require the debt collector to prove that you owe what they say you owe, and that they are legally authorized to collect that amount.
Using this process helps weed out the invalid or inaccurate debts that collection agencies sometimes try to pursue.
The biggest mistake you can make when reacting to debt collectors like NCC Business Services is failing to hire a lawyer or credit repair professional.
The simple fact of the matter is, this stuff is complicated! You will get more accomplished in less time when you hire a professional, rather than trying to figure everything out yourself. Hiring a lawyer has the added benefit of forcing the debt collectors to direct all communication to that lawyer, rather than to you.